Attention homeowners in Northeast Texas: Get an Appraisal today!
Here are the top seven reasons why Texas homeowners need JC Reynolds Appraisals, Inc.:
We at JC Reynolds Appraisals, Inc. understand the unique needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at JC Reynolds Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.
Challenging property tax assessmentsLet's say you live in an area that is going down -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. A professional appraisal from JC Reynolds Appraisals, Inc. is your best weapon when contesting your property tax assessment.
Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At JC Reynolds Appraisals, Inc., we're qualified in helping homeowners just like you do away with undesirable PMI insurance.
Recently got a freeze to your HELOC?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. JC Reynolds Appraisals, Inc. can provide you with an expert appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? JC Reynolds Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.